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Here is a summary of the latest savings accounts.
- HSBC Direct Online Savings Account 2.60 APY
No fees and no minimums ($1 to open), FDIC insure
- WT Direct Savings Account 2.81% APY
After 60 days, change to 0.5% if balance is less than $10,000
No fees and no minimums, FDIC insured
- Capital One Direct Banking 2.64% APY*
With balance $10,000 or more, No fees, FDIC insured
Free online transfers to and from external banks
- ING Direct Electric Orange Checking Account Up to 2.70% APY
No fees and no minimums, FDIC insured
- ING Direct Orange Savings Account 2.40% APY
No fees and no minimums, FDIC insured
- E*TRADE Bank Complete Savings Account 3.01% APY
No account fees and no minimums, FDIC insured
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